I’ve just received one of the worst bits of mail I’ve ever been sent. On some beautifully headed, lined, ivory parchment paper, the Red Debt Collection Services have sent me a polite request for £264.47 else they’ll send round the heavies with a fork lift truck to take away my possessions and no doubt some power tools for my knee caps when they found out there’s very little to take. I wonder what my body parts are worth on the open market these days? Perhaps I could donate my knees to Ledley, provided they’re not snatched in the next five days?
It turns out I owe HSBC the money from a credit card I had with them as a student after I quietly left my University town and mentally swept my student overdraft under the carpet as I went. Now, the overdraft I paid off a long time ago but this credit card I barely remember having. It doesn’t altogether surprise me though and neither does not remembering it. My housemates and I smoked A grade skunk like others breathe oxygen. I can understand why it’s taken the debt collectors so long to track me down. They probably broke into the house days after we’d all left, succumbed to the smoke and then forgot why they’d gone there at all. They’ve spent the best part of the last decade on our old sofas watching daytime TV.
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